Professional Services Insurance

We know important it is for you to have professional insurance cover to protect both your company and individuals working in professions.  This is becoming more important where an error or omission could potentially give rise to a substantial financial claim.

Our experts are able to advise you on the most appropriate insurance for your professional needs including:

• Professional indemnity (PI)
• Directors' and officers' liability
• Trustee indemnity in the event of professional negligence. 

The policy will indemnify the policyholder for any settlement award as well as the associated legal defence costs and expenses.

Whilst the potential professional exposure can often be clearly apparent, we also often find that clients are sometimes not aware of the exposures that they have due to their position within an organisation.  For example, it is common for blocks of flats to set up a management company through which to control the block's affairs.

The directors of these companies will generally be owners or residents within the block who ask or volunteer to join the board.  However, they can often be oblivious to the associated personal exposures of being a director of a limited company.  In this situation we can arrange a Directors' and Officers' policy to protect the individual directors and officers of the company.